Help needed on background check!

Barclays
#1

Hi, guys, recently, I had offer from Barclays GRCB, the role is based in london, I have already signed my contract, they would do a background screening on me, I wanna ask what would that include, will that include a credit check as well?..coz I had a temporary default on my credit history, although the account has been settled since I have paid all the debt, it hasn’t been reflected on the report yet…I’m just worried that whether it gonna affect my contract…
I had friend who is about to work for other banks, he told me they only checked his education and employment…

No idea now…thanks for the help…

#2

Forgot to mention, the default account was concerned with Vodaphone, because I wrote to close my contract at last month, but they actually didnt do that for me, but kept on sending more bills to me, I ingored them at the beginning, but i ended up paying all the debt because I dont want to have a default on my credit history…
I called them this morning, they said it would be removed because ive paid the full amount, but I still feel a bit unsecured about whether it would affect my contract.

#3

I’m doing something similar with HSBC. After doing some research on this, it seems many banks outsource the background check to a third party vendor. Here is one such vendor in the City. Note that the correspondence with this particular firm lies directly with the candidate and not with compliance.

http://www.powerchex.co.uk/pre-employment-screening/what-can-we-verify/