recently offered a job at a bank, subject to credit, finance and fraud checks.
2 things I’m worried about…
first i took a payday loan a couple of months back and was unable to pay when arranged so contacted them and made a new payment plan (with them, not a debt management plan or anything like that)
also i am £140 over my overdraft limit (un-arranged overdraft) due to direct debits coming out whilst there is no money in there
1)does the whole overdraft - direct debit - £140 situation count as late or missed payments?
2) how will all of this affect me getting the job?
sorry about awful grammar, wikijob keeps freezing so this is 3rd time I’ve typed this!!
Many thanks in advance