I know every bank says at least 2:1, however I understand that competition is fierce. I want to apply to IBD in DB, Morgan Stanley but feel very insecure about my academic records. I had a first in the first year, second year did not turn out well, I got 2 Upper Second (60,63), 2 Lower Second (50, 54). I know HR would tell me that they look at every aspect of the application, however, I really want to know the reality out there, that is, are my marks good enough for IBD in DB and MS? Because I really dont want to waste the opportunity to work at either DB or MS (I would apply to Operations instead if my marks are not enough for IBD). Please, give me advices. Thank you very much.